ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (2024)

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (1)

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (2)

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (3)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (4)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (5)

5,000.0 10,000.0 15,000.0 20,000.0 25,000.0-

20,946.925562555255425532552

100.0- 200.0 300.0 400.0 500.0 700.0 800.0600.0

102%88%

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (6)

4

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (7)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (8)

6

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (9)

2556

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (10)

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (11)

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( ) 9

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (12)

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (13)

2555

2556

540% 3,600 20

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578 884 70%

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Capital Adequacy Ratio (CAR) 15.9%

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2556

( ) ( )

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (14)

-

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (15)

- ( ) - ( )

1 Mr.Winyou Chaiyawan

2 Mr.Roy Agustinus Gunara

3 . . Miss.Sanannart Kulpaisantham

4 Mr.Suchin Srisurangkul

5 Mr.Siriwat Quanchareonsap

6 Mr.Kittipant Sriwannawit

7 Mr.p*rnthep Permp*rnpipat

8 Mr.Kamolphu Palephapong

9 Mr.David Jeffrey Stone

10 Mr.Kajhitphome Sudsok

11 Mrs.Kanitsri Boonyasartpun

12 Mrs.Sansanee Warke

13 . . Miss.Datchanee Musuwan

14 Mr.Surasak Sakrittiron -

15 . . Miss.Chanida Charnmanoon

16 Mrs.Phimolphan Kittusuwan

17 . . Miss.Achara Ruangchay

18 Mr.Dulyavit Intapantee

19 Mr.Rong Hirunpanich

20 . . Miss.Nara Sanghirundwathana

21 Mr.Chodok Theerawigasit 3

22 Mr.Somchai Raweeruengrong 5

23 Mr.Therawut Somboon 7

24 Mr.Bundit Charoenloet

25 Mr.Somyos Seangmaneesatien

26 Mrs.Jaruayp*rn Suwanasakorn

27 Mr.Sumit Sadsara

28 Mr.Visith Thanawanichakul

29 Mr.Wiboon Aroonreungsirilert

30 . . Miss.Pimonpun Ruckpanich

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (17)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (18)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (19)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (20)

(Mr.Ranvir Dewan)

�• Bachelor of Commerce (Honors) / University of Delhi, India�• Member / Canadian Institution of Chartered Accountants (CA)�• Fellow / Institution of Chartered Accountants in England & Wales (FCA)�• Associate / Institution of Chartered Accountants in England & Wales (ACA)

�• Shriram City Union Finance Ltd. India ( )�• Bank BTPN, Indonesia ( )

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (21)

�• /

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (22)

(Mr.Roy Agustinus Gunara)

-

(Mr.Tan Choon-Hong)

�• BSC, Electronic Engineering / Drexel University�• MBA, FINANCE / University of Illinois

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�• GCE �“A�” Level / Victoria Junior College�• Bachelor of Arts in Electrical & Electronics Engineering (1st Class Honors) / Cambridge University�• Master of Engineering (Distinction) / Cambridge University�• Chartered Financial Analyst (CFA) / CFA Institute

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (23)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (24)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (25)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (26)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (27)

(Short Term Loan)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (28)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (29)

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ATM

:

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (30)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (31)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (32)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (33)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (34)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (35)

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GDP ( : ) 11,375 11,897 12,769 12,599 ( ) 167,501 174,319 186,116 183,638

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (36)

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21,577.7 19,709.8 1,867.9 9.48 (531.6) (506.5) (25.1) 4.96 (720.8) (378.6) (342.2) 90.39 (20.3) (13.6) (6.7) 49.26

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (37)

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29.7 51.9 (22.2) (42.77)301.8 344.1 (42.3) (12.29)

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3,000.0 2,500.0 500.0 20.003.0 1.8 1.2 66.67

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2,492.3 1,965.0 527.3 26.83- - - -

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (38)

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36

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (39)

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( ) 37

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (40)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (41)

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Risk Dashboard (Risk

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2556

( ) 39

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (42)

(Stress Testing)

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40

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (43)

2556 Liquidity Risk Dashboard Risk Indicator Trigger Point

Risk Indicator Action Plan Trigger Point

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12 6

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2556

( ) 41

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (44)

2556 Operation Risk Dashboard

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (45)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (46)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (50)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (51)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (52)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (56)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (58)

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21,478,477 19,613,226 19,561,749 20,113,519 17,920,789 18,383,516 99,286 96,602 116,252 99,668 96,674 117,613 21,577,763 19,709,828 19,678,001 20,213,187 18,017,463 18,501,129 (531,607) (506,475) (337,451) (1,605) (3,666) (4,162) 7.6 (720,829) (378,608) (253,687) (592,574) (319,320) (215,396) 7.7 (20,337) (13,634) - (20,337) (13,634) - 20,304,990 18,811,111 19,086,863 19,598,671 17,680,843 18,281,571

7.8 21,148 49,077 22,042 13,789 33,227 10,728 7.9 114,961 93,410 90,841 103,769 82,975 83,364

7.10 84,179 69,349 45,270 83,289 69,297 45,2707.11 72,919 53,167 18,524 41,298 35,504 7,4177.12 179,603 127,314 226,833 133,853 82,171 202,781

26,136,038 23,513,195 21,822,051 25,902,460 22,862,334 21,529,670

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7.16 29,687 51,875 41,199 16,183 37,537 28,770 7.17 301,812 344,134 307,501 267,320 280,480 200,327

23,643,676 21,548,189 20,239,752 23,427,230 20,925,592 19,968,464

7.18 300,000,000 10 3,000,000 3,000,000 3,000,000 3,000,000 3,000,000 3,000,000 300,000,000 10 3,000,000 3,000,000

250,000,000 10 2,500,000 2,500,000 200,000,000 10 2,000,000 2,000,000

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(2) (1) (2) - - - 2,492,362 1,965,006 1,582,299 2,475,230 1,936,742 1,561,206

26,136,038 23,513,195 21,822,051 25,902,460 22,862,334 21,529,670

62

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (65)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (66)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (67)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (69)

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616,391 91,997 271,648 310,406

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (70)

( ) ( ) 31 2556

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68

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1. 70 2. 70 3. 73 4. 80 5. 80 6. 92 7. 94 7.1 94 7.2 ( ) 94 7.3 95 7.4 96 7.5 96 7.6 106 7.7 108 7.8 109 7.9 111 7.10 115 7.11 117 7.12 119 7.13 120 7.14 ( ) 121 7.15 121

( ) 31 2556

7.16 122 7.17 123 7.18 123 7.19 124 7.20 124 7.21 124 7.22 125 7.23 126 7.24 127 7.25 130 7.26 130 7.27 130 7.28 131 7.29 ( ) 131 7.30 131 7.31 132 7.32 132 7.33 134 7.34 134 7.35 134

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (72)

1.

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (73)

2.3

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (74)

24 ( 2555) 28 ( 2555) 31 ( 2555) 34 ( 2555) 36 ( 2555) 38 ( 2555)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (75)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (76)

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Settlement Date

74

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (77)

3.5

3.6

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (78)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (79)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (80)

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3.14

3.15

3.16

Option Pricing Model (Binomial)

3.17 3.17.1

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (81)

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (82)

4.

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80

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (83)

(Check and Balance) (Risk-based authority)

(Product Program)

5.1.2

Repricing Gap (Net Interest Income Sensitivity)

12

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16,403,011 4,212,267 1,144,974 - - - 21,760,252682,810 84,500 723,870 - - - 1,491,180

- - - - - 46,245 46,2451,200 13,300 - - - - 14,500

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13,490,655 4,881,242 350,660 - - - 18,722,557974,305 375,000 836,566 - - - 2,185,871

- - - - - 59,252 59,252145,000 25,000 14,500 - - - 184,500

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:

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11,576,178 1,965,300 1,056,367 - - - 14,597,8451,557,648 15,000 314,000 - - - 1,886,648

- - - - - 67,455 67,4551,462,659 1,851,945 24,500 - - - 3,339,104

*

:

31 25560-3 3-12 1-5 5

3,753 - - - - 331,483 335,2362,179,114 1,397,989 883,981 38,494 - 5,514 4,505,092

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16,399,561 4,212,267 1,144,974 - - - 21,756,802525,310 77,000 723,870 - - - 1,326,180

- - - - - 46,245 46,2451,200 13,300 - - - - 14,500

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1,439,330 21,433 5,251 - - 231,095 1,697,109978,070 918,038 120,376 20,000 - 4,033 2,040,517

* 11,205,787 1,875,460 4,207,649 217,844 410,383 - 17,917,123

13,566,050 4,881,242 350,660 - - - 18,797,952569,305 310,000 836,566 - - - 1,715,871

- - - - - 59,252 59,25210,000 10,000 14,500 - - - 34,500

*

:

1 25550-3 3-12 1-5 5

220,592 48,382 33,964 - - 290,240 593,178618,929 649,932 16,187 210 - (870) 1,284,388

* 12,759,083 1,565,500 3,667,777 17,640 369,354 - 18,379,354

11,576,578 1,965,300 1,056,367 - - - 14,598,2451,454,148 15,000 314,000 - - - 1,783,148

- - - - - 67,455 67,4551,414,074 1,851,945 24,500 - - - 3,290,519

*

31 2556 31 2555 1 2555

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (87)

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5.1.5

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14,861,024 1,541,987 4,212,267 1,144,974 - - 21,760,252 518,310 164,500 84,500 723,870 - - 1,491,180 46,245 - - - - - 46,245 - 1,200 13,300 - - - 14,500

*

:

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*

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:

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21,760,252 21,760,252 18,722,557 18,722,557 14,597,845 14,597,8451,491,180 1,491,180 2,185,871 2,185,871 1,886,648 1,886,648

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:

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( ) 3.4

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5.3 5.3.1

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1

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7.2 ( ) 31 2556 31 2555 1 2555

:

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:

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94

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7.3 31 2556 31 2555 1 2555

:

31 31 1

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/ / /

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7.4 31 2556 31 2555 1 2555

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7.5.2

:

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*

7.5.3 :

31 2556

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*

:

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*

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*

:

31 2555

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( .)

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:

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*

:

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*

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31 2556 31 2555 1 2555

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7.5.7 ( ) :

31 2556

1 1-5 5

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104

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:

1 2555

1 1-5 5

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:

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:

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:

31 2556

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106

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:

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:

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:

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7.7 31 2556 31 2555 1 2555

:

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:

2555

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31

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(35,076) (65,315) 89,372 (11,019) 33,227 96,291 (115,729) 13,789

:

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14,215 109,020 (54,932) 68,303 (3,487) (64,685) 33,096 (35,076)

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7.10 31 2556 31 2555 1 2555

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18,415 14,193 (4,251) 28,357117,157 25,013 (4,251) 137,919

(47,808) (5,932) - (53,740)(47,808) (5,932) - (53,740)

69,349 84,179

31 2556 5,932

:

2555

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55,814 10,779 (472) 66,121 32,621 - - 32,621

- 26,939 (8,524) 18,41588,435 37,718 (8,996) 117,157

(43,165) (4,643) - (47,808)(43,165) (4,643) - (47,808)

45,270 69,349

31 2555 4,643

2556

( ) 115

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66,069 9,865 - 75,934 32,621 - - 32,621

18,414 14,193 (4,251) 28,356117,104 24,058 (4,251) 136,911

(47,807) (5,815) - (53,622)(47,807) (5,815) - (53,622)

69,297 83,289

31 2556 5,815

:

2555

1

31

55,814 10,727 (472) 66,069 32,621 - - 32,621

- 26,939 (8,525) 18,41488,435 37,666 (8,997) 117,104

(43,165) (4,642) - (47,807)(43,165) (4,642) - (47,807)

45,270 69,297

31 2555 4,642

31 2556 31 2555 1 2555 40.43 36.67 17.40

116

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7.11 31 2556 31 2555 1 2555

:

31 31 1 31 31 1

2556 2555 2555 2556 2555 2555

82,348 62,666 27,836 50,727 45,003 16,729(9,429) (9,499) (9,312) (9,429) (9,499) (9,312)

( ) 72,919 53,167 18,524 41,298 35,504 7,417

:

2556

1 2556 ( )

31 2556

43,251 29,675 - 72,9269,037 (5,752) - 3,285

10,375 1,658 (6,094) 5,9393 - 195 198

62,666 25,581 (5,899) 82,348

(9,031) 592 - (8,439) (3) (29) - (32)

(465) - (493) (958)(9,499) 563 (493) (9,429)

2556

( ) 117

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:

2555

1 2555

( )

31 2555

17,121 26,130 - 43,2511,661 7,376 - 9,037

281 (281) - -8,240 2,135 - 10,375

533 - (530) 327,836 35,360 (530) 62,666

(9,297) 266 - (9,031) - (3) - (3)

(15) - (450) (465)(9,312) 263 (450) (9,499)

:

2556

1 2556

( )

31 2556

30,479 14,608 - 45,0877,015 (4,811) - 2,2047,507 1,172 (5,441) 3,238

2 - 196 19845,003 10,969 (5,245) 50,727

(9,031) 592 - (8,439) (3) (29) - (32)

(465) - (493) (958)(9,499) 563 (493) (9,429)

118

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:

2555

1 2555

( )

31 2555

9,464 21,015 - 30,479697 6,318 - 7,015

281 (281) - -5,754 1,753 - 7,507

533 - (531) 216,729 28,805 (531) 45,003

(9,297) 266 - (9,031) - (3) - (3)

(15) - (450) (465)(9,312) 263 (450) (9,499)

7.12 31 2556 31 2555 1 2555

:

31 31 1 31 31 1

2556 2555 2555 2556 2555 2555

13,119 14,322 16,697 13,033 14,186 16,69720,898 10,267 9,158 37,497 9,478 9,3467,861 5,231 879 7,382 1,695 8731,358 1,774 1,261 1,358 1,774 1,261

23,042 17,882 12,976 21,478 16,387 11,7826,610 16,677 131,740 - - 123,337

33,882 27,606 13,547 11,295 7,878 2,13872,833 33,555 40,575 41,810 30,773 37,347

179,603 127,314 226,833 133,853 82,171 202,781

2556

( ) 119

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7.13 31 2556 31 2555 1 2555 7.13.1

:

31 31 1 31 31 1

2556 2555 2555 2556 2555 2555

50,279 70,031 34,225 46,829 67,426 34,34114,810,745 12,907,776 8,292,423 14,810,745 12,907,776 8,292,7076,899,228 5,744,750 6,271,197 6,899,228 5,822,750 6,271,197

21,760,252 18,722,557 14,597,845 21,756,802 18,797,952 14,598,245

7.13.2 :

31 2556 31 2555 1 2555

21,760,252 - 21,760,252 18,722,557 - 18,722,557 14,597,845 - 14,597,84521,760,252 - 21,760,252 18,722,557 - 18,722,557 14,597,845 - 14,597,845

:

31 2556 31 2555 1 2555

21,756,802 - 21,756,802 18,797,952 - 18,797,952 14,598,245 - 14,598,24521,756,802 - 21,756,802 18,797,952 - 18,797,952 14,598,245 - 14,598,245

120

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7.14 ( ) 31 2556 31 2555 1 2555

:

31 2556 31 2555 1 2555

- 715,370 715,370 - 814,066 814,066 - - -107 165,000 165,107 719 470,000 470,719 3 203,500 203,503

- 22,500 22,500 - 22,500 22,500 - 814,000 814,000518,203 70,000 588,203 478,586 400,000 878,586 477,250 391,895 869,145518,310 972,870 1,491,180 479,305 1,706,566 2,185,871 477,253 1,409,395 1,886,648

:

31 2556 31 2555 1 2555

- 715,370 715,370 - 814,066 814,066 - - -107 - 107 719 - 719 3 100,000 100,003

- 22,500 22,500 - 22,500 22,500 - 814,000 814,000518,203 70,000 588,203 478,586 400,000 878,586 477,250 391,895 869,145518,310 807,870 1,326,180 479,305 1,236,566 1,715,871 477,253 1,305,895 1,783,148

7.15 31 2556 31 2555 1 2555

:

31 2556 31 2555 1 2555

14,500 - 14,500 184,500 - 184,500 3,339,104 - 3,339,10414,500 - 14,500 184,500 - 184,500 3,339,104 - 3,339,104

31 2556 31 2555 1 2555 4.00 - 4.25 0.85 - 4.40 0.85 - 5.10

2557 2557 2556 2557 2555 2557

2556

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:

31 2556 31 2555 1 2555

14,500 - 14,500 34,500 - 34,500 3,290,519 - 3,290,51914,500 - 14,500 34,500 - 34,500 3,290,519 - 3,290,519

31 2556 31 2555 1 2555 4.00 - 4.25 0.85 - 4.40 0.85 - 4.50

2557 2557 2556 2557 2555 2557

7.16

:

31 31 1 31 31 1

2556 2555 2555 2556 2555 2555

51,875 41,199 34,652 37,537 28,770 23,9107,451 9,178 5,423 5,431 7,765 4,165

833 1,498 1,124 427 1,002 695( )

(30,472) - - (27,212) - -

29,687 51,875 41,199 16,183 37,537 28,770

:

2556 2555 2556 2555

7,451 9,178 5,431 7,765833 1,498 427 1,002

8,284 10,676 5,858 8,767

122

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31 2556 31 2555 1 2555

31 31 1 31 31 1

2556 2555 2555 2556 2555 2555

( ) 3.6832 - 4.1161 3.9929 - 4.0518 3.9929 - 4.0518 4.1161 4.0518 4.0518 ( ) 5 5 5 5 5 5

60 60 60 60 60 60

7.17 31 2556 31 2555 1 2555

:

31 31 1 31 31 1

2556 2555 2555 2556 2555 2555

13,943 10,943 8,289 12,141 10,943 8,2898,954 10,058 6,208 8,954 10,058 6,208

79,906 110,015 70,231 79,891 109,598 69,61155,554 67,664 48,220 43,522 33,911 20,9282,292 7,330 10,256 2,292 7,330 10,256

120,540 120,322 131,280 109,372 98,793 66,873 5,976 5,377 5,962 5,456 4,795 5,607

3,343 2,754 2,376 3,343 2,754 2,37611,304 9,671 24,679 2,349 2,298 10,179

301,812 344,134 307,501 267,320 280,480 200,327

7.18 11 2553 2,000

3,000 200 300 10 27 2553

28 2555 2/2555 2,000 2,500 50 10

500 28 2555

2556

( ) 123

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23 2556 2556 2,500 3,000 50 10

500 27 2556

31 2556 2555

2556 2555

1 250,000,000 200,000,00025,753,425 4,644,809

31 275,753,425 204,644,809

7.19 . . 2535

( )

7.20 31 2556 31 2555 1 2555

:

31 31 1

2556 2555 2555

1,250,000 1,080,000 550,000676 676 476

1,250,676 1,080,676 550,476

7.21 31 2556 31 2555 1 2555

:

31 31 1 31 31 1

2556 2555 2555 2556 2555 2555

- 143,673 44,559 27,726 173,673 44,761 27,830- 59,577 177,827 125,636 59,765 207,824 125,636- 314 237 556 314 237 556

203,564 222,623 153,918 233,752 252,822 154,022

124

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7.22

31 2556 31 2555 1 2555

:

31 31 1 31 31 1

2556 2555 2555 2556 2555 2555

- - - 731,150 180,000 139,247

- - 66 - - 66

-

- - - 382 72 1,361

- - - 1,000 1,000 1,000

5,373 5,331 5,483 5,373 5,331 5,483

- - - - 2,614 31,872509,003 795,219 836,563 509,003 795,219 836,563

82,713 69,836 48,812 82,713 69,836 48,812

- - - - 78,000 31,415- - 8,601 - - 8,601

-

- - - - 34 5382 4,135 4,571 382 4,135 4,571

106 327 225 106 327 225

2556

( ) 125

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31 2556 2555

:

2556 2555 2556 2555

-

- - 17,068 7,255

- 336 - 336

-

- - 275 35310,148 14,194 10,148 14,1941,425 1,667 1,425 1,667

21,465 21,129 17,233 17,265

4,907 4,907 4,907 4,907

- - 18,000 21,387

- - 13,357 14,522

4,874 2,500 - -

- - 7.23 31 2556 2555 24 ( 2552)

:

2556 2555 2556 2555

81,560 45,027 70,938 34,0142,216 3,521 1,786 2,620

83,776 48,548 72,724 36,634

126

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7.24

31 2556

( )

1 2557 - 31 2557 37,8781 2558 - 31 2561 27,464

1 2562 29465,636

1 2557 - 31 2557 65,7901 2558 - 31 2561 114,621

1 2562 560180,971

1 2557 - 31 2557 11,5601 2558 - 31 2561 13,590

25,150

31 2555

( )

1 2556 - 31 2556 36,8571 2557 - 31 2560 38,909

1 2561 33376,099

1 2556 - 31 2556 64,8291 2557 - 31 2560 167,496

1 2561 560232,885

1 2556 - 31 2556 14,6831 2557 - 31 2560 24,836

39,519

2556

( ) 127

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1 2555

( )

1 2555 - 31 2555 33,7171 2556 - 31 2559 38,283

1 2560 37172,371

1 2555 - 31 2555 55,0651 2556 - 31 2559 167,921

1 2560 21,445244,431

1 2555 - 31 2555 7,8901 2556 - 31 2559 9,951 17,841

31 2556

( )

1 2557 - 31 2557 37,6251 2558 - 31 2561 27,095

1 2562 29465,014

1 2557 - 31 2557 64,7331 2558 - 31 2561 114,221

1 2562 560179,514

1 2557 - 31 2557 10,6021 2558 - 31 2561 13,306

23,908

128

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31 2555

( )

1 2556 - 31 2556 31,4921 2557 - 31 2560 30,122

1 2561 33361,947

1 2556 - 31 2556 63,6381 2557 - 31 2560 166,428

1 2561 560230,626

1 2556 - 31 2556 13,2021 2557 - 31 2560 23,800

37,002

1 2555

( )

1 2555 - 31 2555 29,4811 2556 - 31 2559 37,454

1 2560 37167,306

1 2555 - 31 2555 53,8431 2556 - 31 2559 166,658

1 2560 21,445241,946

1 2555 - 31 2555 6,4991 2556 - 31 2559 8,841

15,340

2556

( ) 129

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7.25

7.26 31 2556 2555

:

2556 2555 2556 2555

54,189 17,219 54,189 17,21792,394 47,670 92,394 47,670

1,066,221 1,011,097 1,083,288 1,018,945982,056 878,493 532,749 511,649

2,194,860 1,954,479 1,762,620 1,595,481

7.27 31 2556 2555

:

2556 2555 2556 2555

638,218 602,441 638,493 602,51733,960 49,373 11,927 31,058

101,148 87,812 101,148 87,812- 1,030 45,968 1,030 46,244

774,356 785,594 752,598 767,631

130

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7.28 31 2556 2555

:

2556 2555 2556 2555

727 348 729 34983,226 42,883 83,226 42,88335,549 30,287 9,119 7,75114,259 15,714 13,556 15,983

133,761 89,232 106,630 66,966

ATM 11,284 10,430 11,032 10,14612,181 8,733 4,353 3,01018,402 14,957 13,400 9,81541,867 34,120 28,785 22,97191,894 55,112 77,845 43,995

7.29 ( ) 31 2556 2555 ( )

:

2556 2555 2556 2555

( ) (1,116) 450 (1,116) 450

7.30 31 2556 2555

:

2556 2555 2556 2555

( ) (316) (676) (316) (676)539,741 491,972 289,595 351,136

6,704 13,980 6,704 13,980 546,129 505,276 295,983 364,440

2556

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7.31 31 2556 2555

:

2556 2555 2556 2555

17,982 16,780 14,518 14,102

7.32 7.32.1 31 2556 2555

:

2556 2555 2556 2555

17,646 16,379 - - ( ) (26,142) (35,623) (11,532) (29,068)

( ) (8,496) (19,244) (11,532) (29,068)

7.32.2 31 2556 2555

2556 2555

( ) ( )

1,481 296 1,185 4,903 981 3,922

30,472 6,094 24,378 - - -31,953 6,390 25,563 4,903 981 3,922

132

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2556 2555

( ) ( )

1,481 296 1,185 4,903 981 3,922

27,210 5,442 21,768 - - -28,691 5,738 22,953 4,903 981 3,922

7.32.3 31 2556 2555

2556 2555

( ) ( )

(6,702) (140,458)2,110 20 8,830 23

15,536 7,549

(26,142) (35,623) ( ) (8,496) (127) (19,244) (14)

2556 2555

( ) ( )

( ) 4,001 (157,454)(800) 20 36,215 23

800 (36,215)

(11,532) (29,068)

( ) (11,532) (288) (29,068) (18)

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7.33 23 2556 2556 Management Stock Option Program

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7.35 31 2556

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1,000,000,000 1,000,000,000

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0 2458 2818-20 0 2458 2821

S15 1 587, 589

10230 11.00 . - 19.30 .

0 2947 5656, 0 2947 5694-5, 0 2947 5681 0 2947 5680

( 2 ) 2 2S-C13A 3522

10240 11.00 . - 19.30 .

0 2704 7500, 0 2704 7891-3 0 2704 7894

( ) 17-18 . . . 73000

- 08.30 . - 17.00 . 034 219 695-8

( )66/9 . . . 10270

- 08.30 . - 17.00 . 0 2730 9161-3

0 2730 9159

( )177, 179 6 . . . 20130

- 08.30 . - 17.00 . 038 394 906 ( ), 038 394 518, 038 394 511,

038 394 867 038 394 572

136

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( - )418-419 6 - .

. . 10200 - 08.30 . - 17.30 .

0 2567 1956-7 0 2567 1958

( 2 Banking Zone) 2 2 C001 61

10250 10.30 . - 19.30 .

0 2787 1724, 0 2787 1725-6 0 2787 1727

( 21)36/11 G 21 ( )

10110 - 08.30 . �– 17.30 .

0 2261 9958-9 0 2261 9957

( )222 - 224 10100

- 08.30 . �– 17.00 . 09.00 . - 17.00 .

0 2222 3760-1, 0 2222 3180-1 0 2222 3120

( 4)259/99 7

10220 09.00 . - 17.30 .

0 2522 7399, 0 2522 7395-7 0 2522 7398

( 3) 30/39-50, 639 2 3 S-C 4B 3

. . . 11000 11.00 . - 19.30 .

0 2550 0690-2 0 2550 0693

( ) 17/17 8 GJA 001/3 .

. . 73160 10.30 . �– 19.30 .

0 2431 2590-92 0 2431 2589

( )6 6 2CR205 2

. . . 11140 10.30 . - 19.30 .

0 2921 3338-9 0 2697 5415

2556

( ) 137

ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (140)

2

G04 G 2 160 2 10150

11.00 . - 19.30 . 0 2416 1900, 0 2416 1688, 0 2416 1689

0 2416 1901

1282/13-14 .

. . 30000 - 08.30 . - 17.00 .

044 342 342, 044 342 688-90 044 342 665

920/30 . . . 74000

- 08.30 . - 17.00 . 034 424 200, 034 424 343-4, 034 424 446

034 424 445

81 . - 3 . . . 12130 - 09.00 . - 18.00 .

0 2567 0060-2 0 2567 0063

89/4 6 . . . 11140 - 09.00 . - 18.00 .

0 2595 0420-22 0 2595 0423

SS1 159/2 18 10510

- 09.00 . - 18.00 . 0 2540 0190-2

0 2540 0193

144/49 . . . . 21000 - 09.00 . - 18.00 .

038 622 900-2 038 622 904

175-176 . . . 41000

- 09.00 . - 18.00 . 042 242 555, 042 241 347-8

042 242 504

138

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( 50) 11 2552

99.99 571.22 2556 6

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5,650,000 100.00

2556

565,000,000 565,000,000

5,650,000 100.00

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( ) 139

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121 . . 25 121/76 10400 0 2248 2525 0 2248 6889

345 10220 0 2521 7059-62 0 2521 7061

418-419 6 - 12000 0 2567 2923-5 0 2567 2924

47/3 4 73160

0 2429 0970, 0 2429 0994, 0 2429 0913

0 2429 0994 9/19-20 5

10280 0 2389 1717-20, 0 2703 8339 0 2389 1718

177, 179 6 20130

038 394 224, 038 394 226-7 038 394 225

117/5 21000

038 619 462-4 038 619 465

30/253 7 22000 039 328 478, 039 328 480, 039 328 410 039 328 479

203 70000

032 332 245, 032 332 247-8 032 332 246

1282/12 30000 044 248 884 044 248 883

2 108/4 4 2 10160 0 2805 3178 0 2805 3178

23/31 3 20000

038 394 224 038 394 225

243 7 13170

081 845 6035 204/300 1

10540 081 845 6310

131 1 10240 081 985 4001

311/13 3 10210 091 229 9477

140

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ETD*T;=ER+lT= 2556_*þ;bM LV;_- gO ¥G T; - [PDF Document] (2024)

FAQs

How to repair a PDF file that won't open? ›

The files Adobe requires to run may have become corrupted. In which case, go to Help > Repair installation. If you still have no luck when opening your PDF after this has been resolved, you can still repair a corrupt PDF file online for free by uninstalling Acrobat, then install the latest version.

How to check if a PDF is correct or not? ›

How to validate PDF/A files
  1. Choose or drop the PDF/A file you would like to validate.
  2. A notification pops up that shows if your file is a valid PDF/A.
  3. If the file is not a valid PDF/A, you can click on 'Details' to see the reasons.

How do I fix out of memory error in Adobe? ›

How to Fix Adobe Acrobat Out of Memory Error in Windows 10?
  1. Method 1: Relaunch Adobe Acrobat Reader.
  2. Method 2: Disable Fast Web View.
  3. Method 3: Reduce the File Size.
  4. Method 4: Allow Maximum Memory.
  5. Method 5: Empty the Temp Folder.
  6. Method 6: Open the File from an Internal Hard Drive.
Jan 2, 2024

Why can't I open my PDF files? ›

Your PDF reader or preferred program is out of date and needs an update. Your PDF application is potentially damaged or needs to be rebooted. The PDF is potentially damaged or tampered with. A potential virus or malicious attack is embedded into a PDF file.

How do you unlock a corrupted PDF? ›

Recover lost data with a PDF Repair tool
  1. Go to the Repair PDF tool.
  2. Select and upload the PDF you want to repair from your computer, Google Drive or Dropbox account.
  3. Click the Repair PDF button.
  4. Click Download file to download your repaired file. You can also save your document to Google Drive or Dropbox.

How do I view a corrupted PDF file? ›

When the current PDF file is corrupt, you can restore the previous version by right-clicking on the PDF file, clicking Properties, and then Previous Versions to find the one you need. Finally, push the Restore button to open the file. Use an online PDF repair tool.

How to identify a fake PDF? ›

Under the 'Description' tab there will be the date and time the document is created and the date and time it was last modified. This information should be the same if the PDF has not been modified after creation. If the file is a scanned document which has been emailed to you, look for discrepancies in the fonts.

How to tell if a scanned document has been altered? ›

If you go to the document properties of a PDF file (control or command d), if the proper metadata is available, it will list the creation date and time and modified date and time. This can help you determine if a pdf file has been modified since creation. However, it is not foolproof. This metadata is not secured.

How to tell if a PDF has tracking? ›

Documents that are being tracked will still warn users that it is indeed being tracked by showing a warning upon opening the file. In some cases, when digital certification is used, digital ID will be required and therefore the receivers will be warned beforehand that all documents can either be limited or tracked.

How do you avoid out of memory error? ›

OutOfMemoryError: Metaspace error is thrown. To mitigate the issue, you can increase the size of the Metaspace by adding the -XX:MaxMetaspaceSize flag to startup parameters of your Java application. For example, to set the Metaspace region size to 128M, you would add the following parameter: -XX:MaxMetaspaceSize=128m .

Why do I keep getting error code out of memory? ›

This error code often happens when your browser has run out of available system resources and when you are browsing content-heavy content, a blank page will appear with the error code out of memory Chrome.

How do I turn off fast web view? ›

To disable fast view in Acrobat, go to Edit > Preferences > Documents > Save Settings > Save As optimizes for Fast Web View [deselect] .

Why can't I read PDFs on my phone? ›

This will happen if you don't have the right viewing software downloaded to your device. The most common type of greyed-out file on iPhone is a PDF. While PDFs are great for maintaining formatting, they require specific software to view. Without a proper reader, your PDF files will be greyed out on your iPhone.

Why don't PDFs open in Chrome? ›

An outdated or corrupted browser cache is a common reason for elements on a web page, including PDFs, to not display correctly. Clearing your browser cache should prompt your browser to download up to date content and hopefully fix the issue with rendering your PDFs properly.

What app is needed to open a PDF? ›

Adobe Acrobat Reader: Edit PDF on the App Store.

How do I get my PDF to open? ›

Find the PDF you want to open in your Files and double click to open. Select Adobe Acrobat (or whichever reader you downloaded) from the list of available options. If no list appears or the page opens in another application, you can right-click the file and select Open With to choose your PDF reader. Click Open.

How do I open a PDF that failed to load? ›

Change PDF Document Settings in Chrome. The error failed to load PDF document in Chrome may occur due to the current settings in the browser. By default, Google Chrome is set to open PDF documents internally. Here you can disable the built-in PDF viewer in Chrome and open PDFs in a dedicated PDF reader.

How do I open a corrupted file? ›

How to Recover Corrupted Files
  1. 1 Restore Previous Versions.
  2. 2 Use System Restore.
  3. 3 The Best Corrupted Files Recovery Software - Recoverit.
  4. 4 Use the SFC /Scannow command.
  5. 5 Use DISM tool.
  6. 6 Use the CHKDSK command.
  7. 7 Perform SFC scan before Windows 10 starts.
  8. 8 Reset your Windows 10.

How do I repair Adobe Acrobat? ›

Select Programs and Features. Select Acrobat or Adobe Reader, then Uninstall/Change. In the Setup dialog box, select Next. Select Repair, then Next.

References

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